Pension Reforms in Africa: A Revisit of the Nigerian Pension Acts, 2004 and 2014


Keyword : Pension: .Reforms .Scheme .Contributory .Development.


Author(s) : B. M. Magaji

Abstract :   

Pension remittances, compensation and benefits have been a bane in the pension regime in Africa. This has a negative effect on the rights and privileges of employees in the continent thereby being a hurdle and challenge to the development of employees after retirement. In Nigeria, until recently when the Pension Reform Act 2004 and later 2014 were signed into laws, the bane of the old pension sector regime was its non-contributory nature as well as share corruption and diversion of funds. On the other hand, the new contributory pension scheme under the 2014 Act is strong on corporate governance arrangement that are radically different from the past mismanaged public sector scheme. This paper therefore, sets to appraise the Acts, highlighting the challenges and opportunities therein. It is the position of this paper that deploying idle pension funds which amount to N7.77 trillion investible funds accumulated from the contributory Pension Scheme (CPS) goes a long way in addressing the shortage of critical development infrastructure in the country. It concludes by making recommendation towards improving the 2014 Pension Act.

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